Your regular auto insurance will only cover certain types of damage, usually not including cosmetic damage or missing parts. However, if you decide to return your vehicle to Auto Financial Group at loan/lease maturity, you will be subject to certain vehicle return condition requirements. Industry averages for excess wear & tear costs are currently around $1,000 per vehicle!

With the Excess Wear & Tear Protection Plan you don’t have to worry about additional charges arising from missing parts or cosmetic damage due to unforeseen events, such as a grocery cart hitting your car in a parking lot or damage to your wheels after hitting a pothole.